I would really like a few replies, I'm afraid to purchase, because if i dont have the money, it'll still take the money out of my personal account.
Yes. If you're using PayPal make sure to cancel payment subscriptions if you use them. If you don't pay after missing the paymentthey won't take money, your service will just be canceled for missing the payment. https://www.hosthorde.com/forums/resources/how-do-i-cancel-my-services.55/